{"id":4880,"date":"2011-12-28T09:43:04","date_gmt":"2011-12-28T13:43:04","guid":{"rendered":"https:\/\/blacknell.net\/dynamic\/?p=4880"},"modified":"2011-12-28T09:43:04","modified_gmt":"2011-12-28T13:43:04","slug":"credit-card-currency-conversion-fee-settlement-windfall-or-i-should-have-picked-option-a","status":"publish","type":"post","link":"https:\/\/blacknell.net\/dynamic\/2011\/12\/28\/credit-card-currency-conversion-fee-settlement-windfall-or-i-should-have-picked-option-a\/","title":{"rendered":"Credit Card Currency Conversion Fee Settlement Windfall! (Or: I Should Have Picked Option A)"},"content":{"rendered":"

Back in December of 2007, I posted about a proposed settlement for the Credit Card Foreign Transaction Fee class action suit<\/a>. \u00c2\u00a0Members of the class had three options for recovery:<\/p>\n

    \n
  1. take a straight $25 settlement if you traveled outside the US at least once in this period (and simply swear to that fact);<\/li>\n
  2. get a somewhat larger settlement based on a declaration of how many total days you spent outside the US during that period (the settlement will be based on an estimated average figured out by the credit card companies and class action representatives); or<\/li>\n
  3. provide a substantiated record of how much money you actually spent outside of the US during that period, and receive a refund of the fees actually charged.<\/li>\n<\/ol>\n

    Despite having have spent a substantial amount via credit cards in foreign currency over the years, I ended up just going for option 2. \u00c2\u00a0It just involved flipping through my passport and copying over the dates onto the claim form. \u00c2\u00a0As I noted in the comments to the original post, it had to be worth something, right? \u00c2\u00a0Well, almost 4 years later, I got my check.<\/p>\n

    $18.04.<\/p>\n

    I should have gone with Option A, eh?<\/p>\n

    (Also, if you submitted a claim? \u00c2\u00a0Watch your mail closely. \u00c2\u00a0It doesn’t look like a check at all. \u00c2\u00a0I nearly threw this one out.)<\/p>\n","protected":false},"excerpt":{"rendered":"

    Back in December of 2007, I posted about a proposed settlement for the Credit Card Foreign Transaction Fee class action suit. \u00c2\u00a0Members of the class had three options for recovery: take a straight $25 settlement if you traveled outside the US at least once in this period (and simply swear to that fact); get a […]<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_exactmetrics_skip_tracking":false,"ngg_post_thumbnail":0,"activitypub_content_warning":"","activitypub_content_visibility":"","activitypub_max_image_attachments":4,"activitypub_interaction_policy_quote":"anyone","activitypub_status":"","footnotes":""},"categories":[4,2,5],"tags":[],"class_list":["post-4880","post","type-post","status-publish","format-standard","hentry","category-law","category-personal","category-travel"],"aioseo_notices":[],"aioseo_head":"\n\t\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t