- take a straight $25 settlement if you traveled outside the US at least once in this period (and simply swear to that fact);
- get a somewhat larger settlement based on a declaration of how many total days you spent outside the US during that period (the settlement will be based on an estimated average figured out by the credit card companies and class action representatives); or
- provide a substantiated record of how much money you actually spent outside of the US during that period, and receive a refund of the fees actually charged.
Back in December of 2007, I posted about a proposed settlement for the Credit Card Foreign Transaction Fee class action suit. Members of the class had three options for recovery: